|Davis Insurance Group is a trade name used by two different agencies. P&C Products offered through Davis Insurance P&C LLC. Life, Health, Long term Care and Medicare supplement products offered through S.J. Davis &
Associates. We are licensed to sell insurance in North Carolina, South Carolina, Georgia and Florida.
Do not cancel any insurance product until you have a replacement policy in place and paid for.
Copyright - 2006 Samuel J Davis
The state of North Carolina requires all licensed
drivers to carry automobile liability insurance. The
minimum required amounts of liability coverage
are $30,000 per person, $60,000 per accident and
$25,000 in property coverage.
Can I purchase additional amounts of liability
Yes. You can purchase up to $250,000 per
person, $500,000 per accident and $100,000 in
property damage coverage. If you have a large
amount of assets to protect, you may also want to
consider a liability umbrella policy in addition to
your auto insurance policy. Personal Umbrella
policies can be purchased in amounts up to
What is uninsured and underinsured coverage?
These coverage's cover you in case you are
involved in an accident that was not your fault and
the party at fault does not have insurance or not
enough liability insurance coverage. If you only
have the state minimum amount of liability
insurance, you will only be allowed to purchase
uninsured motorist coverage.
What is comprehensive Coverage?
This provides coverage for covered losses that are not due to a collision. An example is a rock that hits and brakes your
windshield. You would use this coverage to replace your windshield. Deductibles on this coverage range from $0 to $1000.
What is collision Coverage?
Collision provides coverage for your auto, due to an accident that is your fault. Most lenders will require you to carry this
coverage on your vehicle. Deductibles on this coverage range from $250 to $1000.
What are medical payments coverage?
In a nutshell, MedPay makes good on medical bills up to your coverage limit for you, your family and others riding in your
vehicle in case of an accident, regardless of who's at fault. Your medical payments coverage moves with you (walking, riding
with a friend or on public transportation, in-state or out), as well as with your insured vehicles, regardless of who's driving. It
carries no deductible or co-pay.
What other coverage's are available?
- Towing & labor Coverage
- Rental Car Coverage
- Accidental death and dismemberment Coverage
- Audio Visual Equipment Coverage
- Custom Equipment Coverage
|Call us today for your free insurance quote (910) 392-5173
PO Box 11325 - Wilmington, NC 28404
|Personal Auto, Commercial Auto, Boat, RV and Motorcycle